Practical Tips Helping You Make Financially Sound Decisions.

Practical Tips Helping You Make Financially Sound Decisions.

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March 31st, 2024

Alone in Ramadan with My Thoughts

As we enter the last ten nights of Ramadan, I’ve decided I’ll share some person reflections. As these nights rolled in, I’ve been overwhelmed with a sense of disappointment. Not that I have much to be disappointed about in life. I have a good life, Al-Hamdulillah. But being honest with myself, this is how I feel. An inconspicuous amount of distress has overtaken me. As I think through what in my life is causing these feelings, I first do the regular; I think about other people, their problems, and all the normal projections that come along with such thoughts. Someone else HAS to be to blame.
March 24th, 2024

Can I Take A Tax Deduction on my Zakat & Charity?

Claiming a tax deduction for Zakat and Sadaqa is not only permissible but recommended. These deductions ensure that your charitable contributions are acknowledged in your financial planning, you keep more of your own wealth, and are able to allocate your resources in a way aligned with your values and societal benefit.
March 17th, 2024

Islamic Ethics in Giving & Taking: Being “Ḥalal” Extends Beyond Food

Earnings obtained by infringing on others’ rights or through dishonest means are considered “suḥt,” or filthy. Therefore, “Ḥalāl” embodies a comprehensive ethical framework that promotes integrity, fairness, and mutual respect in all transactions, ensuring a community thrives on the principles of compassion, solidarity, and ethical stewardship. This includes business, charity, crowdfunding, and other areas.
March 10th, 2024

Zakat On Retirement Accounts

The principles of paying Zakat on retirement accounts are underscored by a commitment to consistency across various asset types, distinguishing between fixed assets and current, liquid assets as well as access and expected benefit from those assets. This distinction is crucial, especially when considering shares held within retirement accounts, effectively making the account holder a long-term investor in various businesses.
March 3rd, 2024

Integrity: A Play in Three Acts

Integrity and adherence to fair practice is the claim of many a new business; many times that’s simply part of the marketing. Fast money and fast execution, both coming through the door before ever being tested for integrity, seem to be more of the norm. A stronger commitment to integrity seems more essential now than ever.
February 25th, 2024

Nisab: what it is and how to calculate it

The Niṣāb is a minimum threshold amount used to determine whether a person must give Zakat or not. It is a floor used to measure whether or not you have to pay Zakat; if you have less than Niṣāb, you are not liable to pay Zakat but If you have more than Niṣāb, then you pay on the total amount in your possession.

Fulfilling Promises, Inspiring Partnerships.

"Shaykh Joe Bradford was very helpful. Both my spouse and I had questions and he was able to answer all of them. He also gave us some good recommendations and suggestions."
- Selma Dobryansky
"I had a great experience with Joe. He was very patient in answering my questions and provided the necessary information I needed to get started in the stock market."
- Muddaser Belal
"Conversation with Joe was very helpful. All my questions were answered. It is a huge blessing to have a scholar who has studied finances from an Islamic perspective."
- Usman Zafar
"Joe is able to bridge language, cultural, and religious gaps in a seamless manner. He is very knowledgeable on Sharia matters and dedicated to the development of Sharia banking."
- Bennie B
"Joe, is an absolute gem. He was able to explain difficult financial concepts to me, and helped me choose from the best options available. Would highly recommend!"
- Anas Malik
"Sheikh Joe understood my concerns and provided several options to address the issue. He was aware of complex financial concept, but was able to communicate them in a simple manner."
- Saad Shah
"Allah reward and bless Shaykh Joe and his sharing of knowledge. Schedule a call to sort out financial needs in a way that conforms with scholarship, ethics, and morality."
- Abdullah Budri
"Very helpful, calm and precise advice given. Getting into investing is quite overwhelming it's good to know Sh Joe is there to give halal ethical advice."
- Salma Begum
"MashaaAllah, super helpful. Sh. Joe walked me through various scenarios and provided his advice to put my heart at ease. JazaakAllahukhair!"
- Mohammad Hoque
"I follow Joe's work regarding zakat and finance because it's the most comprehensive and simple to understand information out there."
- Bilal T
"He provides the most comprehensive answers when it comes to financial matters based on Islamic and mainstream financial knowledge."
- Rabab A.
"Instead of dodging questions, you are one of the few that will cover very relevant topics that may be controversial to some."
- Abdullah M

Special Ramadan Announcement

Call times, Events, and Opportunities to Give