I focus on five essential topics to help you thrive professionally and personally
Manage your money wisely. Gain financial literacy and discover budgeting strategies, money tips, and investing insights from an Islamic perspective.
Shariah Compliant Solutions
Understand Islamic finance. Learn how to ensure investments, transactions, and financial products adhere to Islamic law and principles.
Investment & Startups
Fund your future. Access capital and scale your startup or small business through Islamic financing options and partnerships guided by faith-based values.
Apply timeless principles. Strengthen character and contribute to community by exemplifying Islamic morals and ethics in business and daily living.
Spirituality & Community
Enrich your connections. Explore spiritual ideas and identities that bind Muslim communities together in an increasingly complex world.
With over a decade and a half of experience, here’s a bit about me, my journey, and how we can work together for your best financial future.
My career includes significant tenures at a number of financial institutions, including my time as Vice President and Senior Shariah Consultant at AlRajhi Bank, the largest Islamic bank in the Middle East.
Now, as an Ethical Finance Advisor, I provide expertise in Islamic law, business, and finance, particularly for the North American market. My work centers on aligning financial practices with Islamic values.
I hold two master’s degrees: one in Islamic Judiciary Process and another in Islamic Capital Markets. Additionally, I am a Certified Shariah Adviser and Auditor (CSAA), accredited by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).
Currently, I am pursuing a Ph.D. at the International Islamic University of Malaysia with a focus on financial injustice.
True financial success is measured by how well it aligns with key values: adaptability, transparency, honesty, practicality, accountability, and fairness. Adaptability keeps me responsive to finance’s dynamic nature, while transparency and honesty are fundamental to building trust. Practicality steers my solutions towards effectiveness and realism.
As your advisor, instilling accountability and fairness are crucial, which helps you make responsible and equitable decisions. My goal is to foster lifestyle where these principles thrives.
In my professional capacity, I specialize in providing a wide range of services, encompassing estate planning, investment and startup advisory, Shariah compliance in real estate development, personal financial advising, and Zakat consultancy. Each of these functions demonstrates my commitment to embedding Islamic principles and ethical practices in diverse financial areas.
I do this through a variety of roles:
Estate and Insurance planning (MyWassiyah.com, IkhlasInsurance.com, Private Consults);
Investment and Startup Advisory (Zoya.Finance, ShariahPortfolio, YC candidates);
Real Estate Development Advisor (Cor3 Capital, Structures Unlimited, Ramesses Development);
Personal Advisor (SMBs, family offices, & individuals); and
Zakat Advisor (HHRD, PennyAppeal USA, & others).
These roles allow me to impact a broad spectrum of financial activities, aligning them with Islamic values and ethical finance principles.
Three ways I can help you
Self-Paced Finance Courses
Learn to manage and grow your personal finances, discover profitable investment strategies, and build a financially secure future
Need some clarity? I’m available for billable calls to provide guidance and support if you need clarity on a specific subject.
Gain insights to transform your financial future spanning business, Shariah compliance, and personal financial management.