About My Articles

I write about topics I am passionate about and find intellectually stimulating. My articles aim to address present needs that may be relevant to you and others. While I do write on topics related to money, such as personal finance and investing, I also cover other areas such as Islamic law and society.

My goal is to provide informative and engaging content that can benefit readers like yourself. I hope my articles can help you gain new insights and perspectives on various topics.

Spanish Rice Paella - Photo by Young Shih on Unsplash

Cooking Rice, Not Engineering It: Al-Shatibi’s Guidance on relevance in Usul al-Fiqh Studies

May 17, 2023

Consider the process of teaching someone to cook rice. You wouldn’t initially throw them into a deep discussion about the variations among Fahrenheit, Celsius, and…
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Photo by Abdulmeilk Aldawsari: https://www.pexels.com/photo/monochrome-photo-of-opened-quran-36704/

Is it Forbidden to Pay Riba? Or is it only forbidden to charge it?

September 8, 2022

Recently someone presented to me the opinion or the assumption that it’s not forbidden to pay interest, it’s only forbidden to take interest claiming that…
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Personal Finance: What is your net worth?

August 24, 2022

So you’re wondering what your net worth is. Your net worth is essentially everything you own minus everything that you owe. So if you have…
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NFTs: Non-Fungible Tokens – A Very Simple Explanation

November 19, 2021

NFTs give you something that can’t be copied. Not a picture itself (anyone can take a screenshot). Here we’re going to use art as an…
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When is staking your crypto allowed?

November 16, 2021

There are three situations in the market currently where they use the word “staking” but mean something different each time. You need to learn what’s…
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What makes a crypto coin Shariah Compliant?

November 16, 2021

For those of you concerned with the Shariah compliance of the coins you are buying, Asking yourself these 5 questions will help guide your coin…
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Zakat on Assets – A Quick Review

April 12, 2021

Let’s talk Zakat on Assets: – 1st, assets you do not pay Zakat on. – 2nd, assets you do pay Zakat on. – 3rd, deductions and expenses that…
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Is SAFE document Equity Conversion Shariah Compliant?

March 23, 2021

SAFE documents are not loans. They are warrants for future equity. The structure found in the SAFE agreement is permissible and offers a viable, interest-free…
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Book Excerpt – The Greatest Gifts

June 10, 2020

The following is an excerpt from a collection of short essays I’ve been writing over the last few years, each one encapsulates an event in…
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feedback from clients i've worked with

testimonials

Joe is able to bridge language, cultural, and religious gaps in a seamless manner. He is very knowledgeable on Sharia matters and dedicated to the development of Sharia banking.
Bennie B.
Bennie B.
I follow Joe's work regarding zakat and finance because it's the most comprehensive and simple to understand information out there.
Bilal T.
Bilal T.
He provides the most comprehensive answers when it comes to financial matters based on Islamic and mainsteam financial knowledge
Rabab A.
Rabab A.
Instead of dodging questions, you are one of the few that will cover very relevant topics that may be controversial to some.
Abdullah M.
Abdullah M.
Shaykh Joe Bradford was very helpful. Both my spouse and I had questions and he was able to answered all of them. He also gave us some good recommendations and suggestions. We highly recommend scheduling a call with shaykh Joe.
Selma Dobryansky
Selma Dobryansky
Conversation with Joe was very helpful. All my questions were answered in a clear and concise manner. It is a huge blessing to have a scholar who has studied finances from an Islamic perspective and is so easily accessible.
Usman Zafar
Usman Zafar
MashaaAllah, super helpful. Sh. Joe walked me through various scenarios and provided his advice to put my heart at ease. JazaakAllahukhair!
Mohammad Hoque
Mohammad Hoque
I had a great experience with Joe. He was very patient in answering my questions and provided the necessary information I needed to get started in the stock market.
Muddaser Belal
Muddaser Belal
Very helpful, calm and precise advice given. Getting into investing is quite overwhelming it's good to know Sh Joe is there to give halal ethical advice.
Salma Begum
Salma Begum
Allah reward and bless Shaykh Joe and his sharing of knowledge and experience with others. Schedule a call to inshaa'Allah sort out financial needs in a way that is in conformity with scholarship, ethics and morality.
Abdullah Budri
Abdullah Budri
Joe, is an absolute gem. He was able to explain difficult financial concepts to me, and helped me choose from the best options available. Would highly recommend!
Anas Malik
Anas Malik
Sheikh Joe understood my concerns and provided several options to address the issue. He was aware of complex financial concept, but was able to communicate them in a simple manner. He was clear and concise. Great resource and easy process. JazakAllah Khair
Saad Shah
Saad Shah
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@ 2021. All rights reserved
Powered By  Terrific Studio