I help
make ethically sound
financial decisions
About me
I am an entrepreneur, American scholar of Islam, and an Ethical Financial Advisor who holds a Master’s Degree in Islamic Law from the Islamic University of Madinah. I studied traditionally in the Muslim world for 20+ years and worked as a Vice President and Senior Shariah Consultant for AlRajhi Bank, the largest Islamic Bank in the Middle East.
Ethical Advice
I provide ethical financial solutions to clients from high-net-worth individuals to small businesses and corporations
Finance Courses
My courses empower recent graduates, newlyweds, and experienced professionals to make ethical financial decisions
Articles and Books
My publications focus on critical shariah compliance issues facing Muslim communities in conventional finance markets
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EXPLORE MY ARTICLES
RECENT Articles
Cooking Rice, Not Engineering It: Al-Shatibi’s Guidance on relevance in Usul al-Fiqh Studies
Consider the process of teaching someone to cook rice. You wouldn’t initially throw them into a deep discussion about the variations among Fahrenheit, Celsius, and Kelvin, right? That would be like tossing them into a whirlpool of confusion. Instead, the initial focus should be on the essentials: how to proportion the rice and water, when to adjust the heat to a simmer, and the signs of perfectly cooked rice. The intricate understanding of temperature scales is a knowledge layer that can be added later once the basic practicalities are mastered.
Along these lines, Abu Ishaq al-Shatibi, in the fourth introduction of Al-Muwafaqat, stated:
Is it Forbidden to Pay Riba? Or is it only forbidden to charge it?
Recently someone presented to me the opinion or the assumption that it’s not forbidden to pay interest, it’s only forbidden to take interest claiming that there’s nothing in the Quran. That would indicate that it’s forbidden to pay interest. I wanted to take a moment and address this issue because I think it’s something that all of you should be concerned about.
Personal Finance: What is your net worth?
Wondering what your net worth is? So you’re wondering what your net worth is. Your net worth is essentially everything you own minus everything that you owe. So if you have $10,000 in savings and you owe $5,000 in credit card debt that in reality,