business

Debt vs. Partnership vs. Revenue Sharing: Which One is Best for My Business?

Business, Islamic Law / By

The mantra of Islamic Finance has been “Islamic Finance prefers partnership over debt.” Hammering this idea into the minds of the masses has resulted in many people using less than optimal structures for their business needs. At times its better to finance through debt, at times through partnership, and at times through revenue sharing. In …

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Do I pay Zakat on savings only or on my checking account too?

7 Comments / Stewardship & Charity / By

Question: Do I pay Zakat on my Savings only or on my checking account too? Answer: Zakat is due on ANY surplus wealth. It must be more than the Nisab and is in your possession after one year passes. This includes: Savings accounts, checking accounts, actively invested shares or Mutual Funds. It also includes cash …

Do I pay Zakat on savings only or on my checking account too? Read More »

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Joe is able to bridge language, cultural, and religious gaps in a seamless manner. He is very knowledgeable on Sharia matters and dedicated to the development of Sharia banking.
Bennie B.
Bennie B.
I follow Joe's work regarding zakat and finance because it's the most comprehensive and simple to understand information out there.
Bilal T.
Bilal T.
He provides the most comprehensive answers when it comes to financial matters based on Islamic and mainsteam financial knowledge
Rabab A.
Rabab A.
Instead of dodging questions, you are one of the few that will cover very relevant topics that may be controversial to some.
Abdullah M.
Abdullah M.
Shaykh Joe Bradford was very helpful. Both my spouse and I had questions and he was able to answered all of them. He also gave us some good recommendations and suggestions. We highly recommend scheduling a call with shaykh Joe.
Selma Dobryansky
Selma Dobryansky
Conversation with Joe was very helpful. All my questions were answered in a clear and concise manner. It is a huge blessing to have a scholar who has studied finances from an Islamic perspective and is so easily accessible.
Usman Zafar
Usman Zafar
MashaaAllah, super helpful. Sh. Joe walked me through various scenarios and provided his advice to put my heart at ease. JazaakAllahukhair!
Mohammad Hoque
Mohammad Hoque
I had a great experience with Joe. He was very patient in answering my questions and provided the necessary information I needed to get started in the stock market.
Muddaser Belal
Muddaser Belal
Very helpful, calm and precise advice given. Getting into investing is quite overwhelming it's good to know Sh Joe is there to give halal ethical advice.
Salma Begum
Salma Begum
Allah reward and bless Shaykh Joe and his sharing of knowledge and experience with others. Schedule a call to inshaa'Allah sort out financial needs in a way that is in conformity with scholarship, ethics and morality.
Abdullah Budri
Abdullah Budri
Joe, is an absolute gem. He was able to explain difficult financial concepts to me, and helped me choose from the best options available. Would highly recommend!
Anas Malik
Anas Malik
Sheikh Joe understood my concerns and provided several options to address the issue. He was aware of complex financial concept, but was able to communicate them in a simple manner. He was clear and concise. Great resource and easy process. JazakAllah Khair
Saad Shah
Saad Shah
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