Get your Finances right
The
START
Program
Originally the “30 Day Headstart Program” this course will familiarize you with everything you need to know to START getting your finances right.
What’s the number one thing that stops people from taking action with their money?
FEAR.
What’s the number one cause of fear?IGNORANCE.
The only cure for ignorance, as the Prophet said, is asking the right questions.
In this course, every day is centered around answering a question that you have about your money, finances, and how to manage them.
30 DAYS, 30 QUESTIONS
EACH QUESTION ANSWERED TO MAKE STARTING WITH YOUR FINANCES EASY
What's the course about?
We start by going over everything you need to have a full, comprehensive view of every financial aspect of your life in order to gain control of your finances, both short-term and long-term.
1
How do I figure out what's going on?
In our first session, we went over the data needed to assess your financial state. Here, we talk about a psychological self-assessment and developing awareness of your money.
2
What do I need to look out for?
The following session helps you categorize everything, and teaches you to leverage options available to you so in order to maximize your next financial steps.
3
Why do I need to care?
Although a lot of us set financial goals, many are not are mindful as to why are they’re setting them. This session helps you find the true purpose and drive behind the goals you’ll set during and after this course, and how that serves the betterment of your future.
4
How do I create a budget?
Here we'll go over some budgeting basics, why is it important, and what tools you can use to make your budgeting efficient and easy.
5
What kind of a budget do I need?
What is the difference between a lifestyle vs. life cycle budget? This session will equip you with the ins and outs of both to surge your saving potential.
6
Am I my money?
Instead of tying our net worth to our self worth, we'll go over why our wages that earn for our life don't define it, but also how increasing your self-worth can help you increase your net worth.
7
Where do I start?
In this session, you'll learn how to prioritize your goals to achieve healthy finances, strategies to paying off debt and why delaying it doesn't do your finances any favors.
8
What about credit cards?
Should you use one? Should you have one? Is it OK to use any of the perks you're offered? What's the best way to use them? Session 9 answers these and anything else you've ever wondered about using a credit card as a Muslim.
9
How do I deal with Student Loans?
Here we talk student loans, how to knock them down, and make the best use of the programs and resources available to help you put them behind.
10
Does my Credit Report really matter?
All your questions about credit scores and reports are answered here: what does it mean; how is it calculated; how to increase it and repair it and why avoiding credit cards is hindering your financial progress.
11
How do I create an Emergency Fund?
One of the most important things you can do for yourself and your family is create an effective emergency fund that will be your lifeline, should a crisis occur. This session breaks down everything you need to know to be fully prepared.
12
Is Identity Theft a joke?
Protecting your identity is essential to keeping your finances healthy. Here, you'll learn why and how to safeguard yourself against this devastating issue.
13
What apps do you recommend?
In this session we'll address the many apps and tools available, which of them should you use, and why.
14
When should I get insurance?
Next in, as we talk protection, is the use of insurance and how it can help you protect yours and your loved ones' financial well being.
15
How do I purchase a house?
Buying a house is the single biggest expense in the course of a lifetime of most people. This session addresses the most common questions regarding home ownership for Muslims.
16
What sort of career do I want?
Over the course of your lifetime, you will make more money from your primary source of income than anything else, so you have to make a decision between having a profession or a lifestyle. Here, you learn the difference.
17
How can I solve my money problems?
Here we'll tackle some problematic financial behaviors holding you back, and dive deeper into helping you solve them.
18
Will I have money when I'm old?
Session 19 is all about your retirement. You'll learn about 401k, IRA, 529, HSA and how they work to prepare you for that stage of life.
19
Why do I make mistakes with money?
A lot of us aren't mindful about how we spend our money and how to stay consistent on the journey towards our goals, so here we'll talk about what we can do to make sure we're on track.
20
Is there ANYTHING halal to invest in?
This session tackles issues like sharia compliant stocks, funds, their activities and standards used to screen them, all in a unique, digestible manner.
21
How do I deal with Taxes and Charity?
This session will help you learn all you need to know about handling taxes and how to maximize your returns.
22
What accounts do I need to invest?
There are some very important rules of thumb you need to know when it comes to investments. Here, we break them down, and go over them with examples.
23
If I die, what happens to my family?
Whether you're a high earner or someone who's just making a way for themselves, having a will is important, especially as a Muslim. Brace yourself and learn how to prepare for the one most certain moment of your life.
24
Do my emotions affect my money?
How you behave because of your money and how it affects your larger goals? How do you develop and keep developing financial self-awareness?
25
Gold, Silver, Bitcoin, OptionsI heard gold is a good investment?
26
How to talk about money
This session is all about money talk, being comfortable and open when talking about it and how to get to that place with your loved ones.
27
When will this be natural to me?
This is the moment we learn how to become mindful and implement everything we've learned so far in every aspect of our life.
28
Yours, mine, ours: marriage & money issues
Here we go over managing money in marriage: How do you earn, spend, share? What is yours, mine and ours? What are your rights and responsibilities?
29
Why are my parents asking for cash?
Lastly, in the spirit of managing money and relationships, we continue to talk about other expenses that might come up, that you might or might not be responsible for, as well as how to prioritize them.
30
Why the START program?
Our clients say it best
★★★★★ 5/5
MashaaAllah, super helpful. Sh. Joe walked me through various scenarios and provided his advice to put my heart at ease. JazaakAllahukhair!
★★★★★ 5/5
Thank you for helping clarify some things for me before I take a major step in my life!